AIG Investments partners with financial institutions around the world to recover value from non-performing loan (NPL) and sub-performing loan (SPL) portfolios acquired at a steep discount.

While we maintain a strong pipeline of opportunities throughout market cycles, our global expertise in distressed portfolio transactions and our flexible platform position us particularly well to capitalize on the current drastic rise in non/sub-performing assets for sale.

Some highlights of our distressed debt strategy are:

Successful niche strategy

• Invested $1.9 billion in NPL/SPL portfolios since 2005, more than half of which has already been returned to investors
• Partnership approach with sellers leads to enhanced deal flow and transparency, and accurate underwriting
• Fewer auction purchases – Focus on privately negotiated transactions on more favorable investment terms

Experts in distressed asset recovery

• More than 60 years of combined experience in this niche strategy throughout Asia, the Americas and Europe
• Local partners and market intelligence – Best-practices experience in underwriting, structuring and asset management applied globally
• Portfolio underwriting and asset management – Resources to quickly underwrite portfolios of loans and manage them post-closing, in contrast to most distressed investment groups that emphasize trading or illiquid  single-asset strategies

Diversified portfolio – full range of NPL/SPL geographies and types

• Geography – Assets in Brazil, China, Colombia, Germany, India, Japan, Korea, Mexico, Philippines and Taiwan
• Loan types – Commercial, corporate, small-business, residential and consumer, both unsecured and secured

Key investor benefits

• Portfolio acquisitions potentially offer attractive returns with lower risk and greater diversification than single-asset strategies
• Low correlation to both traditional and alternative investment products
• Cash collections begin upon closing deal – Provides regular distributions/current income